Accident Insurance

Protection in case of an accident to your employees or members.


There are good reasons to consider Group Personal Accident Insurance from AIG

Protection for your most valuable assets

Your employees face a multitude of risks in their everyday lives, at home, at the workplace, and in all their pursuits. AIG offers financial protection and security for the unfortunate accidents that happen around us.

Our comprehensive cover and benefits

We offer a flexible and cost-effective product providing core coverage for Accidental Injury with a wide range of optional extensions to suit your specific needs. Group Personal Accident Insurance ensures you are well protected should an accident occur.

Cash payout in case of accident

The cover offers fixed lump sum payments in case an insured employee suffers an accident which leads to death or disablement. Medical expenses are covered up to the actual cost of treatment.


Who is it for?

You may request insurance cover for employees and their dependants globally.

AIG also offers coverage for other groups, such as members of associations or clubs.

What is covered?

The core benefits of AIG's Accident Insurance include:

  • Benefit for Accidental Death
  • Benefit for Accidental Permanent Disablement
  • Medical Expenses

Optional benefits available include:

  • Burns benefit
  • Fracture benefit
  • Funeral expenses
  • Hospitalisation benefit
  • Recruitment costs
  • Retraining expenses

Benefits for employers and employees

For your company

  • Easily tailored accident cover for your employees
  • Ensures employees who suffer an accident have the required resources available for swift recovery and return to work
  • Helps your company demonstrate your commitment to employees and provide stronger benefit packages
  • Your company can choose to add a cover with regard to e.g. retraining and recruiting, in case your employee suffers an accident

For your employee

  • Offers additional coverage for the risks of everyday life and in case of accidental death or permanent disablement
  • Ensures quick treatment and expedited recovery in case of an accident

Reporting a claim

If you need to report a claim please contact our Customer Service or make a claim. For more information on claims go to AIG Finland claims page.

This material is for the purposes of information only. Full coverage details will be available in the policy documentation. For additional information please contact us.