Environmental Impairement Liability

We offer a wide selection of environmental insurance solutions that are based on our long and international experience in insuring the environmental risks of internationally operating companies.


There are good reasons to consider Environmental Insurance from AIG

Preserving financial sustainability

Provides immediate protection (corporate and individual) from the costs,
expenses and damages that an incident may incur that might threaten the
financial viability of the business.

Environmental Liability Directive

Effective across Europe, this aims to make businesses that cause environmental damage responsible for the full consequences. It deals with serious damage to protected species and their habitats including protected sites, water including underground sources or groundwater and land where there may be a risk to human health.

Controlling personal exposures

Following an environmental incident, individuals also face the possibility of personal actions. In fact, some local regulations might hold directors and managers jointly or personally liable for the damages.

Reducing reputational risk

Media and public sensitivity to local pollution incidents can impact the
business’s image. Holding this insurance is clear evidence of the
precautions that the business has taken in managing its

Local expertise

With the largest underwriting team in Europe and high capacity, AIG can provide expert decision making and added value consultancy services.


Our customers can negotiate alternative insurance capital, deductibles and coverage, tailoring the ideal risk management solution for their situation.

Multinational expertise

Our extensive knowledge of sophisticated program structures and one of
the most extensive lists of local environmental policies available in
the market allow us to design and implement multinational programmes
that reflect each business’ needs.


Claims expertise

We also offer the largest specialised claims team in Europe. Benefiting
from our extensive global capabilities and knowledge centres, AIG claims
handlers are able to offer strong and dependable customer support
during a stressful period for our clients.

AIG’s size and flexibility mean we can protect a wide range of business sectors, both in Finland and abroad, including:

  • Manufacturers in the electrical and electronic, energy, metal and plastics, textiles, paper and specialty chemicals (pharmaceutical, paint, paints, pesticides) sectors
  • Bulk storage terminals and warehouses holding chemicals or oil and oil-based products
  • Treatment facilities and waste disposal
  • Transportation and logistics companies
  • Construction industry

All our claims processes are locally managed and monitored by a dedicated AIG expert team.

Unmatched support of PIER Europe network is part of AIG's Environmental Insurance

Upon notification of the claim, AIG will immediately contact your specialised PIER Europe consultant who will evaluate the impact and determine the best procedures and techniques to be applied depending on the type of accident occurred.

In case of emergency you can report a pollution incident directly to PIER Europe.

  • Call the PIER Europe hotline +44 (0)1273 400965 available 24/7
  • Provide your contact information and a brief description of the incident.

Please report your claim always to AIG as well as detailed in your policy.

This material is for the purposes of information only. Full coverage details will be available in the policy documentation. For additional information about the product please contact us.