Contaminated Products Insurance

Does your product liability insurance cover the real costs of a product recall?

There are good reasons to consider Contaminated Products insurance from AIG

Brand protection

Media and public attention can often focus on unsubstantiated stories and speculation. Professional public relations and communications input will assist in managing this and protect the brand, reinforcing reliability and trustworthiness.

Help with recovery

The insurance is suitable for manufacturers, retailers and distributors of topical or ingestible products, such as food, drinks, and cosmetics. Contaminated Products insurance provides financial compensation and support for getting your business back on track.

Wide protection

AIG’s Contaminated Products insurance covers product recall in case of contamination and potential loss of profit. The insurance cover also meets recall and marketing expenses after an incident.  We also cover malicious tampering, whether it is real or simply threatened.


AIG’s Contaminated Products insurance is designed for companies in various lines of business, no matter if the operation is limited to Finland or if it is a multinational corporation with subsidiaries around the globe.

AIG’s Contaminated Products insurance covers losses arising from:

  • Accidental or unintentional contamination, impairment or mislabeling occurring at any stage from production to sale that could result in harm to users
  • Actual, alleged or threatened intentional tampering with a product to make it harmful
  • Threats to tamper with a product in order to extort money

Available additional covers are:

  • Recall costs
  • Business interruption (loss of gross profit)
  • Marketing costs
  • Consultancy costs
  • Adverse publicity

With our flexible product recall insurance solutions in combination with our service, claims handling and extensive international network, we are able to insure both smaller, domestic companies as well as multinational corporations within most classes of business. AIG offers:

  • An extensive global reach which enables service and claims handling all over the world
  • Policy limits commensurate with clients’ needs
  • Issuing of local policies
  • Insurance cover can be provided for companies operating in or exporting to the US and Canada
  • Tailor made insurance solutions
  • Experienced underwriters, claims adjusters and risk engineers

This material is for the purposes of information only. Full coverage details will be available in the policy documentation.

For additional information please contact us.